AI Refund Authorization with Anti-Fraud Coruless

Customer service teams need authority to issue refunds while preventing abuse and tracking patterns for chargeback defense.

The problem

Refund requests evaluated before processing. Per-customer monthly limits, reason code validation, and repeat-refunder detection prevent abuse while legitimate customers receive fast resolution. Each refund carries an audit trail linking the agent, reason, and policy version — defensible in chargeback disputes.

Without deterministic enforcement, AI agents either block every edge case (adding manual overhead) or silently approve decisions that violate policy — with no audit trail to show auditors or regulators.

How Corules solves it

Corules sits between your AI agent and the action it wants to take. When the agent proposes a decision, Corules evaluates the full context against your compiled policy set in a single deterministic pass — no LLM, no ambiguity.

The result is a structured outcome: ESCALATECustomer has 4 refunds in last 30 days (limit: 3). Escalating to customer fraud team.

Decision outcome: ESCALATE

Customer has 4 refunds in last 30 days (limit: 3). Escalating to customer fraud team.

Policy example

Corules policies are written in CEL (Common Expression Language). They are compiled once at publish time and evaluated deterministically at request time — no LLM, no variability.

// Refund policy (CEL)
context.refund_amount <= params.max_refund_per_request
  && context.customer_refund_count_30d < params.max_refunds_per_customer_30d
  && context.refund_reason in params.valid_refund_reasons
  && context.order_age_days <= params.max_refund_window_days

This expression is evaluated against the structured context your agent sends in the /v1/validate request.

Integration options

Corules integrates with the tools your teams already use. All integrations call the same REST API or MCP server — your policy logic stays in one place.

SalesforceREST API

Frequently Asked Questions

Can the refund window vary by product category?

Yes. Policy can parameterize max_refund_window_days by product category, customer tier, or purchase channel.

How does this help with chargebacks?

Every ALLOW decision produces an audit record with the specific reason code and policy version. This is submitted as evidence that the refund followed a documented policy.

Ready to enforce this policy?

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